And speaking of money...

Rachel is a pretty savvy kid. A couple of weeks ago, a boy she knew asked her to get off the swings so he could take a turn -- or maybe he wanted to do something else on the playground, I can't remember -- and she said no. "I'll give you a dollar," he said. She said no. "I'll give you $5," he said, and she said no. "I'll give you $10," he said, and she said no. Then he upped the offer to $20.

"Okay," Rachel said. "But give me the money first."

He refused. I have no fear anymore that she'll be talked into anything nefarious involving money. She's too street smart, although I have no idea where she gets this from because we live in the suburbs, after all...